Schemes we advise on
- Production Linked Incentive (PLI) across notified sectors — application, milestone tracking and incentive claims
- CGTMSE credit guarantee for collateral-free MSME term loans and working capital
- ECLGS and other emergency credit line facilities through lending institutions
- Amended Technology Upgradation Fund Scheme (ATUFS) for textile units
- SIDBI term loan, equipment finance and growth capital assistance
- NABARD and NHB refinance-linked schemes for agri, food processing and cold chain projects
- SCLCSS and other capital subsidy schemes for SC/ST entrepreneurs and MSMEs
- State industrial promotion policies — incentive packages, land allotment and infrastructure assistance
- Cluster development, ZED certification, Lean and quality certification reimbursements
How we decide what to apply for
We start from your numbers, not from a scheme brochure. Project cost, funding mix, sector classification, location, employment, technology and export orientation are matched against the operative guidelines of each candidate scheme. The output is a short written note: which schemes you qualify for, the realistic quantum, the documentation load, and the expected timeline for each — so you can decide where to spend management time.
Application quality is what gets sanctions
Sanctioning committees reject on presentation as often as on substance. A detailed project report that reconciles with your CMA data and audited financials, a means-of-finance statement the banker can endorse, and technical justification signed by a chartered engineer are what move a file forward. We prepare all three and appear with your team at appraisal meetings.
- Detailed Project Report with market, technical and financial sections
- Means of finance and repayment schedule reconciled with the banker's appraisal
- Employment, capacity and technology justification for scheme-specific criteria
- Compliance annexures — statutory registrations, clearances, undertakings
Eligibility checklist
- Registered manufacturing, processing or service enterprise with Udyam or company registration
- Defined project with cost estimates, quotations or DPR in place
- Audited financials for existing units, or promoter financials for greenfield projects
- Banking relationship for credit-linked schemes (CGTMSE, ECLGS, TUFS, SIDBI)
- Sector and location falling within the operative scheme guidelines
- Statutory clearances applicable to the sector — pollution consent, FSSAI, drug licence as relevant
Our process, step by step
- 01Scheme mapping: written note listing eligible schemes, quantum, documentation and timelines.
- 02Documentation: DPR, financial projections, CMA data and technical certificates prepared and reconciled.
- 03Filing: application lodged with the nodal ministry, agency or lending institution.
- 04Appraisal support: queries, site visits and committee presentations handled with your team.
- 05Post-sanction: disbursement follow-up, milestone compliance and periodic claim filing.